Comprehensive Motor Insurance

Get all the insurance coverage that you’ll ever need for your vehicle in a single policy together with superior advantages.

Full Replacement
If your new model car is stolen or suffers total loss during the first year of your policy, Anadolu Motor Insurance will pay you an amount equal to its current value.

A nationwide network of “Contracted Service Stations”
In the event of an accident, your vehicle will be taken immediately by yourself or by Anadolu Service to a contracted service station of your choice, after which you may pick up your repaired vehicle without having to pay anything at all once you’ve presented the required documents.

No deduction for increased value
No deductions are made from compensation payments to cover the enhanced value of your vehicle when a damaged part is replaced with a new one.

Continued coverage limit
After a claim, your policy remains in force at the pre-claim sum insured and no extra premium is charged.

No-claims bonus
Every year that passes without any claim increases the grade of your no-claims bonus. In claims involving broken glass during the policy period, one claim which is repaired by a contracted glass service station will have no effect on your no-claims bonus.
You can also buy an extra cover that will protect your no-claims bonus even if there is a claim.

Complete protection against inflation
Increases in the value of your vehicle due to inflation during the policy period are automatically reflected in your policy and in the event of a claim compensation is adjusted by the posted rate of inflation.

Coverage for driver, passengers and those outside the vehicle
In addition to yourself and those inside your vehicle, coverage is also provided for any losses that your vehicle may cause to others.

Coverage for personal and valuable properties in the vehicle
Your policy provides coverage for personal properties in the vehicle (other than jewelry, money, mobile phones and portable computers etc.) Your professional equipments also qualified for this personal property coverage when your personal property is stolen causing damage to your vehicle.

Coverage for earthquakes, landslide, storm, hail, lighting, volcanic eruption, flood, strike, lockout, riot, civil commotion, malicious acts and terrorism Legal Defense
Your policy covers all your legal defence expenses.

Accidental disability
As a result of an accident covered by the policy, if the insured is disabled immediately or within two years, a proportion of the amount stated on the policy is paid according to general conditions.

Medical treatment
If the insured is hurt as a result of an accident covered by the policy, all medical bills are paid within the limit stated on the policy. Sports injuries, earthquake, terrorism, flood can also be covered with additional charges.

VAT refunds
Coverage: In losses that have been caused to others, payment is made for the amount exceeding the limit covered by the traffic policy.

Compulsory Policies

According to the Motorway Traffic Code, Nr. 2918, Motor Third Party Liability (trafic) Insurance is compulsory for all vehicle owners. This policy covers vehicle owner’s legal liability for all bodily damages to third persons and financial damages to other vehicles.
Amounts covered and application principles are determined by the Treasury Department and published in official gazette. These are compulsory for all insurance companies.

Anadolu Sigorta has an extended product that contains motor third party liability cover:

• Maksimum Traffic insurance

When travelling abroad, if the country you are visiting is in the Green Card System, you should buy a Green Card policy before leaving Turkey. This is an international extension of motor third party liability insurance applicable in 45 countries.

If the vehicle is used for passenger transportation, there are two more compulsory insurance policies:

• Compulsory Motorways Third Part Liability policy for Passenger Transportation
• Compulsory Motorways Seat Personal Accident policy for Passenger Transportation